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- Information on Site is General Only: The Site Information is general only. It is not intended as specific investment, financial, legal or tax advice and you should not rely on it as such. The Site Information does not constitute the official version of HLC's disclosure documents and may not always be the most current. We may change the Site Information at any time.
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- Forward-Looking Statements: From time to time, we make written or oral forward-looking statements within the meaning of certain securities laws, including in this site, in filings with Canadian securities regulators or the U.S. Securities and Exchange Commission and in other communications. These statements include, but are not limited to, statements we make about our operations, business lines, financial condition, risk management, priorities, targets, ongoing objectives, strategies and outlook. Forward-looking statements are typically identified by the words "believe," "expect," "anticipate," "intend," "estimate" and other similar expressions or future or conditional verbs such as "will," "should," "would" and "could." By their nature, these statements require us to make assumptions and are subject to inherent risks and uncertainties that may be general or specific. A variety of factors, many of which are beyond our control, affect our operations, performance and results and those of our business lines, and could cause actual results to differ materially from the expectations expressed in any of our forward-looking statements. Readers should not place undue reliance on our forward-looking statements. We do not undertake to update any forward-looking statement that is contained in this site or in other communications. Please see the "Note About Forward Looking Statements" section of our most recent Annual Accountability Report for further details.
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